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You may be one of few minority employees at your workplace. You’ve noticed that despite good performance reviews and your willingness to take on extra responsibilities, you haven’t received a promotion. You’ve been working there for five years and have interviewed for...

For many, the year 2020 has been fraught with worry, especially due to financial issues. While it may seem like many aspects of the world have stalled, many deadlines for making payments certainly haven't. Unemployment claims climbed to historic highs and overloaded...

When you’re unable to work due to a physical or mental condition, you will hope that you will receive long-term disability benefits through your employer’s insurance policy or your own insurance policy. Unfortunately, the denial of valid claims happens all of the...

When you can't work because of a long-term injury or illness, you have a lot of concerns about how you'll pay your bills. You may soon exhaust your short-term disability coverage and need to make a long-term disability (LTD) claim. However, what you may not realize is...

The majority of U.S. workers haven’t protected their income with disability insurance, opting to forgo short-term or long-term disability benefits through their employer, according to recent claims data. Even more surprisingly, 7 out of 10 baby boomers...

Home improvement retailer Lowe's has two stores in the Milwaukee metro: one serving the north side of the city and nearby suburbs, and another for the south side of town and its suburbs. The chain of big-box hardware stores says on its website that it's building a...

Long-term disability provides a safety net for people unable to work for long periods of time due to debilitating illnesses, severe injuries or a sudden accident. Many families find themselves at a crossroads in such situations because they face financial ruin without...

Many employers provide long-term disability insurance to workers. Employers usually fully pay for such policies. Providing long-term disability benefits is not a legal requirement, but companies consider doing so represents a strong lure that attracts prospective...