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The wait for unemployment assistance is staggering
For many, the year 2020 has been fraught with worry, especially due to financial issues. While it may seem like many aspects of the world have stalled, many deadlines for making payments certainly haven't. Unemployment claims climbed to historic highs and overloaded...
Was your long-term disability benefits claim denied?
When you’re unable to work due to a physical or mental condition, you will hope that you will receive long-term disability benefits through your employer’s insurance policy or your own insurance policy. Unfortunately, the denial of valid claims happens all of the...
What should I know about LTD pay elimination periods?
When you can't work because of a long-term injury or illness, you have a lot of concerns about how you'll pay your bills. You may soon exhaust your short-term disability coverage and need to make a long-term disability (LTD) claim. However, what you may not realize is...
More than half of U.S. workers forgo disability insurance
The majority of U.S. workers haven’t protected their income with disability insurance, opting to forgo short-term or long-term disability benefits through their employer, according to recent claims data. Even more surprisingly, 7 out of 10 baby boomers...
Former Lowe’s worker files sexual orientation discrimination suit
Home improvement retailer Lowe's has two stores in the Milwaukee metro: one serving the north side of the city and nearby suburbs, and another for the south side of town and its suburbs. The chain of big-box hardware stores says on its website that it's building a...
The basics about long-term disability insurance
Long-term disability provides a safety net for people unable to work for long periods of time due to debilitating illnesses, severe injuries or a sudden accident. Many families find themselves at a crossroads in such situations because they face financial ruin without...
Is an employee-sponsored long-term disability plan enough for me?
Many employers provide long-term disability insurance to workers. Employers usually fully pay for such policies. Providing long-term disability benefits is not a legal requirement, but companies consider doing so represents a strong lure that attracts prospective...
Mistakes people make when applying for long-term disability pay
When you’ve been out of work for months because of a serious illness or injury, you may need to apply for long-term disability benefits. First, you need to have opted into your employer’s long-term disability insurance plan, plus have had coverage long...
3 common reasons why long-term disability claims get denied
Long-term disability insurance is an important safety net. As a form of private insurance, it provides coverage for those unable to work due to crippling medical conditions.Keen to protect their bottom line, however, insurers often find reasons to deny claims....
