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Long-Term Disability Benefits Archives

Long-term disability insurance explainer

We read with interest a recent article on a personal financial news website about two programs that help employees who are unable to continue working because of injury or illness. Both are familiar to regular readers of our Milwaukee employment law blog: Social Security Disability Insurance (SSDI) and long-term disability insurance (LTD).

ERISA: protecting workers who need disability insurance benefits

President Gerald Ford had been in office less than a month when he put his signature on the Employee Retirement Income Security Act of 1974 in a Labor Day White House ceremony. Since then, ERISA has been amended a number of times to strengthen its protections of American workers.

When health issues prevent you from working

Life is difficult; much more so when illness or injury prevents a person from working. Some of the leading causes of long-term disability include arthritis, depression, chronic fatigue, back pain, heart disease, cancer, chronic pain and diabetes.

Researcher: Chronic fatigue more debilitating than cancer

The Mayo Clinic says symptoms of Myalgic Encephalomyelitis include pain, extreme exhaustion that can last more than 24 hours after exercise, loss of concentration or memory, unrefreshing sleep, headaches and more. The condition is best known as Chronic Fatigue Syndrome.A DePaul University researcher has been studying Chronic Fatigue Syndrome, or ME, for a quarter of a century and says the disabiiling condition "is more functionally debilitating than chronic congestive heart disease and cancer." 

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