Workers in Wisconsin who are unable to perform their jobs due to an injury may be able to apply for disability benefits. These benefits may replace some or all of the income lost as a result of that inability. As many as 25 percent of all workers are expected to become disabled before age 67, according to the Social Security Administration.
When people in Wisconsin sign up for long-term disability insurance coverage they expect the terms of the policy to be honored. Unfortunately, all too often once someone becomes disabled due to an illness or injury an employer or an insurer fail to hold up its side of the deal. When this does happen, the disability claimant does not have to give up without a fight.
In Wisconsin, and throughout the country, workers are far too often denied the employment benefits that they have been promised. For example, often long-term disability benefits claims will be denied for very questionable reasons. When this happens, it is possible to stand up to fight for one's rights, but it can be quite complicated to determine which company is responsible for the error--as the employer, insurer and plan sponsor might all be separate companies.