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Posts tagged "Unum"

Unum loses LTD case for lack of self-reported symptoms clause

Our client, "Sue", received good news today when Unum was ordered to pay her long-term disability ("LTD") benefits all the way back to August 2008. The Seventh Circuit Court of Appeals, which reviews LTD denials against claimants in Wisconsin, Indiana and Illinois, decided today that Unum is arbitrary and capricious for two reasons. First, it is clear that Sue does not "have reliable, sustainable functional capacity at any level of physical demand". Indeed, Sue's treating rheumatologist concludes that "[d]espite interventions by neurology, psychiatry, psychology, neuropsychology, orthopedics, physiatry, integrative medicine, [and a] pain program with multiple interventions from these services, [Sue] remains unable to work." After a review of the record, "we agree that the record evidence points to a finding of disability under the 'any occupation' standard," said the Court.

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