Being faced with the inability to work can be stressful for a Wisconsin employee. As your health is affected because of a disabling condition, it is important to address the challenges that could result. Being unable to continue to work can be an extreme financial issue, but disability insurance is meant to counter this by providing an income. Unfortunately, you may find that an insurer is unwilling to honor its policy.
Long-term disability benefits are notoriously difficult to attain due to the fact that the long-term disability insurance companies often look for any opportunity to deny the claim. Although long-term disability insurance is designed to protect employees in the event they become disabled prior to retirement, they do not always pay the benefits to which claimants are entitled. In Wisconsin and on a national level, the debate continues as reform for long-term disability becomes necessary.