We often discuss wrongful long-term disability insurance claim denials in this blog. Many of our readers might wonder why it is that disability insurance companies deny claims so often. The answer to this is complex, as there are a number of reasons claims might be denied, but a recent Huffington Post column discusses a few of the issues.
Many workers today do not envision experiencing a long-term disability or even a short-term disability before they retire. The workplace reality is that one out of four employees in Wisconsin and in the United States will be disabled before retirement. Disability insurance and the ability to earn an income are extremely important issues since the average worker's largest asset is their ability to earn an income. Once disabled, the likelihood of returning to your previous position is greatly declined.