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Long-Term Disability Benefits Archives

Research: Brain damage from stroke might be reversible

The numbers are astounding: each year nearly 800,000 Americans suffer stroke. Stroke is the fifth leading cause of death in the United States, killing a person every 4 minutes. And stroke is the number one cause of disability in the nation, says stroke.org.

Things to know about long-term disability insurance

No one really wants to look into the future and see an onset of differences that can make life difficult. But the reality is many of us will one day have to deal with long-term disability. One quarter of all 20-year-olds today will become disabled before they retire, the Social Security Administration says.In a recent article, Time magazine urges consumers to be aware of the odds of disabilty, but not to be frightened by statistics into overpaying for long-term disability insurance.

New study reveals occupational dangers for men and women

When we think of Wisconsin farms, we often think of pastoral settings in which hard work makes for plentiful harvests. Yet a recent government study shows that among men, farmers and forestry workers have the highest rates of suicide.

Work with experienced employment law attorney in benefits denial cases

Employment benefits are an important consideration when seeking and accepting new employment, as well as remaining with an employer, and can be a significant source of support for employees both during their working years and after they retire. This is why it is so important to work with an experienced attorney when employment benefits are wrongly denied.

Manage stress while engaged in long-term disabilities dispute

Being involved in a long-term disabilities dispute in Wisconsin can be extremely stressful. This type of dispute unfolds when an employee, such as yourself, is denied benefits that are rightfully deserved after an accidents or serious medical condition has put that employee out of work. Not only could you be out of your job, but the continuous denial of benefits could mean that your income is limited to non-existent. You might also lose your health benefits until your claim is recognized.

What is the Employee Retirement Income Security Act?

In 1974, the Employee Retirement Income Security Act was passed and made law. This act set minimum standards to be met by pension and health plans that were established by the individual, as well as protection to ensure coverage through these plans. In other words, a person who has or develops a long term disability cannot be denied their benefits due to having that disability. If they are denied benefits, the employer or employer’s insurance provider could be held liable and sued.

How long-term disability benefits help Wisconsin workers

Long-term disability insurance is highly beneficial for workers throughout Wisconsin who find themselves unable to work. Generally, your claim will fall under one of two categories: Social Security Disability Insurance or Supplemental Security Income Program. There are different benefits and criteria for each, but both can help Wisconsin residents who are unable to work full time.

What can I do if my long-term benefits are denied?

We hope that you never have to learn about your long-term disability benefits by having to call upon them. But unfortunately, the reason why such benefits exist is because sometimes people just like you can find themselves suffering from an injury or illness that keeps them from working for lengthy durations.

Long-Term Effects of Strokes

While most associate having a stroke with being in the later years of life, the truth is strokes can happen to just about anyone. In fact, one out of every three deaths in Wisconsin are related to either strokes or heart disease, many of whom are under the age of 65. Unfortunately, strokes are not just a minor inconvenience, either. With the main damage being in the brain, it can take years to fully recover, and sometimes full recovery never happens, leaving victims with a crippling disability.

Alan C. Olson & Associates | 2880 S Moorland Rd | New Berlin, WI 53151
Phone: 262-373-9786 | Toll Free: 1-888-742-9520 | Map & Directions