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Long-Term Disability Benefits Archives

Woman sues former employer when long-term disability benefits end

When someone's long-term disability benefits claim is denied in Wisconsin, it may be important to seek legal counsel to determine whether the insurer is making a mistake or even acting in bad faith. Long-term disability insurance is a safety net so that workers will have a source of income should they become disabled prior to retiring, but unfortunately, it can be very difficult to obtain benefits.

Federal court finds risk of drug relapse is a disability

Many people in Wisconsin have long-term disability insurance policies through their employers. Others may have purchased long-term disability insurance independently. This is a very important type of insurance because it provides a safety net in case one suddenly can no longer work due to an illness or in injury. However, as with many types of insurance, it can be difficult to get the insurer to hold up to its end of the deal when it is time to obtain benefits.

Appeals court awards disability benefits to Ground Zero police

Long-term disability insurance is meant to be a safety net for workers should they become disabled before retirement. Unfortunately, as with many forms of insurance, insurers often wrongly deny claims or minimize payouts. Long-term disability denials are often results of insurance-friendly doctors finding that the disability was a result of a pre-existing medical condition. Such was the case for two New York City police officers who were diagnosed with cancer following their work at Ground Zero after the September 11 attacks.

Town lets employees' disability insurance lapse for 30 days

Employees of a town in Massachusetts are really hoping to make it through December without becoming sick or injured. Due to their employer's error, their long-term disability insurance lapsed this month.

Who should you sue after wrongful employment benefits denial?

In Wisconsin, and throughout the country, workers are far too often denied the employment benefits that they have been promised. For example, often long-term disability benefits claims will be denied for very questionable reasons. When this happens, it is possible to stand up to fight for one's rights, but it can be quite complicated to determine which company is responsible for the error--as the employer, insurer and plan sponsor might all be separate companies.

Insufficient medical evidence leads to long-term disability denial

Many Wisconsin residents have long-term disability insurance policies through their employers. Despite the fact that the terms and administration of these plans must comply with federal law, long-term disability insurers are notorious for denying claims.

Appeals court: disability insurer has conflict of interest

As many workers in Wisconsin know, long-term disability is meant to protect workers if they are to become disabled before they retire. Sometimes, workers purchase a long-term disability policy directly from an insurer, and other times it is offered as part of an employment benefits package. As is generally the case with insurance, long-term disability insurance is an important safety net but we all hope we never have to use it. And, if we do have to use it, we may be in for a battle just to get the compensation to which we are legally entitled.

Do you know much about your long-term disability benefits?

Here in Milwaukee, and throughout the country, employees may have certain rights to long-term disability compensation. Long-term disability insurance coverage is meant to protect workers if they become disabled before retiring. Sometimes, this type of insurance is purchased directly from an insurance company, but in other cases it is a part of a standard benefits package offered by an employer.

This one's for the Olympic athletes: Got disability insurance?

Every two years, just about everyone becomes a sports fan. The Winter and Summer Olympics have a way of drawing people in, even those of us who program our remotes to skip every sports channel on cable (and there are quite a few). The two weeks of Olympics this summer have seen more people than will admit it watching even the preliminary-preliminary heats of swimming and track events. We have no idea what we're watching, but we are transfixed.

Friends and Family Lend Helping Hand for Disability benefits

During an application for Social Security Disability benefits, family and friends can June 2012 image.jpglend a helping hand by providing supporting evidence at various stages. The first is completing a Function Report - Adult - Third Party. This is a form sent by Social Security asking that someone other than the claimant but familiar with them to describe the claimant's disability, daily life activities and provide any other supporting information.

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