Workers in Wisconsin who are unable to perform their jobs due to an injury may be able to apply for disability benefits. These benefits may replace some or all of the income lost as a result of that inability. As many as 25 percent of all workers are expected to become disabled before age 67, according to the Social Security Administration.
Those who are no longer able to work due to their disability may qualify for long-term disability insurance. Furthermore, those who are unable to work for more than one year may qualify for Social Security Disability Insurance benefits. In some cases, employees may have disability coverage through their employer as part of an overall benefits package. Employer-provided disability plans are regulated by the federal Employee Retirement Income Security Act of 1974.