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August 2008 Archives

UNUM held "arbitrary and capricious" for ignoring claimant's subjective evidence of her pain and the opinions of her treating doctors

In 2003, Pamela Key was employed full time as an office assistant at Gundersen Lutheran Administrative Services Inc. She was 50 years old at the time.  Ms. Key's responsibilities included supporting the secretarial activities of her department.  Her job required her to sit for long periods of time working on a personal computer. In addition, she was required to work 40 hours a week.

Many people who apply for Social Security Disability also apply for Long-Term Disability benefits through a private insurer.

Many people who apply for Social Security Disability also apply for Long-Term Disability benefits through a private insurer. While the applications and requirements to receive benefits under these different payers are separate and distinct, the payment amounts are inevitably intertwined. Since most LTD carriers require applicants to apply for SSD benefits concurrently, it is important to understand how this may affect the benefits you receive.

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