Long-term Disability Benefits

Whenever you take a new job, you have a lot of paperwork to fill out and decisions to make. Do you have options as to what health plan you’ll receive? How much will you contribute to your 401K? Will you sign up for short-term and long-term disability insurance? If...

They are some of the worst words you can hear: It’s cancer. With that diagnosis comes fear of the treatment, fear of the outcome, fear of mortality. When cancer runs in a family, patients are haunted by what they experienced with them. Fortunately, each year,...

Thorough preparation in all things related to finance remains crucial, and that includes understanding long-term disability insurance. All that preparation to secure firm financial footing for you and your family may not be enough if you suffer from a debilitating...

Some people question the worth of insurance policies, whether it is life, home or disability insurance. But when something happens that jars their lives, they would be grateful for having such insurance. Think about this if you are unable to work because of a...

Long-term disability (LTD) insurance is a safety net that is supposed to catch you if you can no longer work due to a disabling illness or injury. But when the insurance company rejects your LTD claim, you face potentially catastrophic financial and health...

For anyone with a steady job, long-term disability (LTD) insurance is a no-brainer. It serves as an essential safety net in case an injury or medical condition prevents you from working. While each policy differs, LTD generally provides a portion of your earnings to...

If you submit a long-term disability claim and receive a rejection letter, don't fret. An initial denial is not the final word. Under disability plans governed by the Employee Retirement Income Security Act (ERISA), there are avenues for having your claim...

In an ideal world, taking care of yourself would be easy. Unfortunately, that's often not the way it works. Even if you plan ahead and take advantage of employer-offered long-term disability (LTD) insurance, you may find yourself in a tough spot: with a denial letter,...

Fibromyalgia syndrome (FMS) is a rheumatoid disorder of the muscles and bones that causes pain and fatigue. Patients and doctors understand full well the condition's devastating effects and how it can prevent people from working - and a new blood test helps make that...

We read with interest a recent article on a personal financial news website about two programs that help employees who are unable to continue working because of injury or illness. Both are familiar to regular readers of our Milwaukee employment law blog: Social...