Trying to keep up with your job can be difficult when you have a disability. Yet, you should enjoy the same employment opportunities as everyone else. That’s why the Americans with Disabilities Act (ADA) requires certain employers to provide disabled individuals with...
Americans With Disabilities Act
Your rights at work under the Americans with Disabilities Act
People with disabilities in Wisconsin and around the country have specific rights under the Americans with Disabilities Act. The ADA provides specific workplace protections to workers who require accommodations due to their disability. Americans with Disabilities Act...
Wisconsin woman takes on Walmart for discrimination, and wins
It is hard to believe that discrimination continues to plague the workplace in this day and age, but it does. The best way we can help encourage change is to call out bad actors when they do wrong. In a recent case, a woman did just that and took on retail mega-giant...
What kinds of accommodations does my employer have to provide me?
Living with a disability brings challenges to every aspect of one’s life. If you have a disability, it can be harder for you to carry out your essential employment duties than it is for your coworkers. Fortunately, there are ways in which the law allows you to request...
Was your long-term disability benefits claim denied?
When you’re unable to work due to a physical or mental condition, you will hope that you will receive long-term disability benefits through your employer’s insurance policy or your own insurance policy. Unfortunately, the denial of valid claims happens all of the...
What should I know about LTD pay elimination periods?
When you can't work because of a long-term injury or illness, you have a lot of concerns about how you'll pay your bills. You may soon exhaust your short-term disability coverage and need to make a long-term disability (LTD) claim. However, what you may not realize is...
More than half of U.S. workers forgo disability insurance
The majority of U.S. workers haven’t protected their income with disability insurance, opting to forgo short-term or long-term disability benefits through their employer, according to recent claims data. Even more surprisingly, 7 out of 10 baby boomers don’t have...
The basics about long-term disability insurance
Long-term disability provides a safety net for people unable to work for long periods of time due to debilitating illnesses, severe injuries or a sudden accident. Many families find themselves at a crossroads in such situations because they face financial ruin without...
Is an employee-sponsored long-term disability plan enough for me?
Many employers provide long-term disability insurance to workers. Employers usually fully pay for such policies. Providing long-term disability benefits is not a legal requirement, but companies consider doing so represents a strong lure that attracts prospective...
Mistakes people make when applying for long-term disability pay
When you’ve been out of work for months because of a serious illness or injury, you may need to apply for long-term disability benefits. First, you need to have opted into your employer’s long-term disability insurance plan, plus have had coverage long enough to...