Month: March 2008

Disability carriers must provide for a full and fair review including the four cornerstones of Reason, Reference, Description, and Explanation, pursuant to ERISA

The Employee Retirement Income Security Act of 1974 (ERISA) sets certain minimum requirements for procedures and notification when a plan administrator denies a claim for long-term disability benefits. In a nutshell, ERISA requires that specific reasons for denial be...

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