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When you’re unable to work due to a physical or mental condition, you will hope that you will receive long-term disability benefits through your employer’s insurance policy or your own insurance policy. Unfortunately, the denial of valid claims happens all of the...
When you can't work because of a long-term injury or illness, you have a lot of concerns about how you'll pay your bills. You may soon exhaust your short-term disability coverage and need to make a long-term disability (LTD) claim. However, what you may not realize is...
Whenever you take a new job, you have a lot of paperwork to fill out and decisions to make. Do you have options as to what health plan you’ll receive? How much will you contribute to your 401K? Will you sign up for short-term and long-term disability insurance? If...
